“I loved working with Ray! He is a very kind, thoughtful and thorough person. I was hesitant to refinance but Ray answered every question I had, with complete confidence. I was impressed and felt totally comfortable. Ray seemed to take personal interest in the my never ending building activities. I feel like I made a new friend and will not hesitate to refer people to him.”
“Ray has been incredible in helping my husband and I purchase our first home. Being first-time home-buyer is always nerve-wracking, but Ray made the experience very smooth and exciting. We felt like we could really trust him with offering the best option for our loan. Throughout the process he has been available for all our questions and inquiries and was quick to respond with all the information we needed. We were so excited to close on the our first home without any issues and we couldn't do it without him. He educated us about things we didn't know and helped us close on the loan with AMAZING interest rate and terms. I would highly recommend Ray to anyone looking to purchase a house and I am sure we will be coming back when the time comes to look for a new property :)”
“Ray Salazar is a most experiences, very knowledgable and friendly loan officer to work with. He made everything so easy for us. Highly recommended this amazing man.”
“Charles was extremely professional, cordial And extremely knowledgeable throughout the process. He helped facilitate our financing and work through a somewhat unique situation.”
“Ray was very helpful in many different ways. He was available just about at any time if the day which was nice since I work long hours. He took time to explain everything and made sure I understood what to do and what will happen. Ray and his team was able to refinance my home with a unheard of rate and was able to do it in less than a month. My wife and I are very fortunate to have Ray help us and save us money.”
“Working with Ray from loan simple was so easy. Ray answered all my questions. And took time to explain all the options I had available. The loan team was always on the ball. I was so happy with working with Ray on my refinance. I referred my mom, dad, and sister. If we ever decide to move I will be reaching out to Ray again.”
“It sounds funny to call Ray Salazar my “lender” because over the course of a very short time he became “my friend”. Ray is a person you can trust 100% and he will always have your back.He has gone above and beyond to prove that he always has my best interest at heart. He is beyond professional, honest, energetic, experienced, and very talented in his role.Customer service is his priority, but he does it will real compassion and consideration.It’s always a great experience getting to work with Ray! I will always be grateful for his support and help!”
“Ray epitomizes everything you want in a lender; hardworking, flexible, caring, out to help you, not himself. He went far and above what i could have ever imagined a loan officer would to help our family find and own our first home. Even when things looked like they might go south, and the loan may fall through, he stepped up and made it work for us.I will definitely recommend to every single one of my friends and family to use him. He will definitely get a bottle of Don Julio to celebrate! Thank you Ray, you will forever be one of the most caring and hard working people ive had the pleasure to meet and do business with.”
“I wish I could do more than write a positive review to relay how phenomenal the service was! I'd give him 6 stars if I could.; It was our first time purchasing a home and Mr. Becerra basically held our hands throughout the entire process going above and beyond anything I could have realistically expected from a loan officer. He worked after 5 pm on numerous occasions and never failed to be available when it was necessary. The expediency with which he delivered his service far exceeded anything I was expecting and the moment something needed doing he was there. I could write a thesis on the many examples of how pleased my wife and I are with the service we received. Suffice it to say, if you are even considering a loan of any type, Loan Simple in Harlingen, and more specifically Mr. Robert Becerra, is the place (person) you should hire. You'll be doing yourself a disservice if you don't.”
“I wish I could do more than write a positive review to relay how phenomenal the service was! I'd give him 6 stars if I could.; It was our first time purchasing a home and Mr. Becerra basically held our hands throughout the entire process going above and beyond anything I could have realistically expected from a loan officer. He worked after 5 pm on numerous occasions and never failed to be available when it was necessary. The expediency with which he delivered his service far exceeded anything I was expecting and the moment something needed doing he was there. I could write a thesis on the many examples of how pleased my wife and I are with the service we received. Suffice it to say, if you are even considering a loan of any type, Loan Simple in Harlingen, and more specifically Mr. Robert Becerra, is the place (person) you should hire. You'll be doing yourself a disservice if you don't.”
“Ray worked with us to refinance at a lower rate. He was thorough, honest and to the point. Everything went so smooth and finished in less than a month. His attention to detail, communication and ease at which he presented us the needs of the transaction, as we worked with him remotely, was highly commendable. I would not hesitate to recommend him to anyone.”
“We came across Charlie at loan simple after applying for a USDA loan. Once we spoke with him, we decided to switch to conventional and the process was a cake walk after that. Charlie and his team closed us in just 30 days with minimal hiccups. So thankful for this experience as first time homebuyers!”
“Buying a first home is incredibly stressful, and for someone without a financial background, securing a mortgage is the most confusing part for my first time home buyers, my Loan Officer is by far the most knowledgeable, professional and honest mortgage broker, her personal attention to my clients is a great comfort to me as a real estate professional.”
“Loan Simple did a good job helping me through a process that I thought was going to be stressful. When I first talked to them, they made it clear that if I had questions about anything that I can call at anytime and any day. And as a first time home buyer I had lots of questions and thanks to Loan Simple, I learned a lot about this process and I’m happy they got us into a home before our asking date. As we really needed to move out and have our own space.”
“This process lived up to their name – Loan Simple. I’ve bought cars that were more difficult than our home. We will not hesitate to reach back out to Matt and his team for refinancing options or any other need in the future!”
“Loan Simple has been an incredible resource throughout our entire home-buying process. Their communication has been prompt, detailed, and always with our best interest in mind. They took the time to explain every part of the loan process to us, even breaking down complex financial terms so we could make informed decisions. Loan Simple was transparent, knowledgeable, and consistently went above and beyond to ensure that we understood our options.”
“My Loan Officer was extremely helpful, and he answered all my questions even in the middle of the night. I greatly appreciated that. Purchasing a home will be one of the most important things you will ever do in life and you will need a knowledgeable person to help you along the way and that was Loan Simple for me. I’m completely satisfied.”
“My Loan Officer was so helpful throughout the entire process that I was almost concerned the process was TOO easy. He took care of absolutely all of our concerns, needs, and wants with genuine care and compassion. I feel that we could not have asked for a more responsive, knowledgeable, and hardworking individual to be our loan officer and guide us through the process of purchasing our first home. A special mention of Mardee Fenske from Loan Simple as well. Mardee got our loan paperwork approved and cleared to close so quickly and was so immensely helpful in answering any concerns/questions we had. The team at Loan Simple is one that I will be recommending to everyone I possibly can. We could not ask for a better experience. THANK YOU!”
“Loan Simple made this process one of the best experiences I have ever had. I would recommend them to each and everyone that’s looking to purchase a home. They made the process great, and easy.”
“Loan Simple was more than my lender. They calmed my anxiety, worries, and every question as they came through the process for my first home. Monday through Friday wasn’t where it ended. Sunday, when they should have been relaxing, they were responding… dedication to their job, but even more to me, their client. I appreciate them. Thank you Loan Simple for this life change.”
“As a first time homeowner, I was very nervous in taking the steps to do so. During the whole process, my Loan Officer was very professional, knowledgeable and made the process stress free for me and my family! Without her genuine support and dedication to helping others build generational wealth, I don’t think l would’ve taken the leap to accomplish this goal. She’s great at her job and I’d definitely recommend her services.”
“Buying a first home is incredibly stressful, and for someone without a financial background, securing a mortgage is the most confusing part for my first time home buyers, my Loan Officer is by far the most knowledgeable, professional and honest mortgage broker, her personal attention to my clients is a great comfort to me as a real estate professional.”
“Loan Simple did a good job helping me through a process that I thought was going to be stressful. When I first talked to them, they made it clear that if I had questions about anything that I can call at anytime and any day. And as a first time home buyer I had lots of questions and thanks to Loan Simple, I learned a lot about this process and I’m happy they got us into a home before our asking date. As we really needed to move out and have our own space.”
“This process lived up to their name – Loan Simple. I’ve bought cars that were more difficult than our home. We will not hesitate to reach back out to Matt and his team for refinancing options or any other need in the future!”
“Loan Simple has been an incredible resource throughout our entire home-buying process. Their communication has been prompt, detailed, and always with our best interest in mind. They took the time to explain every part of the loan process to us, even breaking down complex financial terms so we could make informed decisions. Loan Simple was transparent, knowledgeable, and consistently went above and beyond to ensure that we understood our options.”
“My Loan Officer was extremely helpful, and he answered all my questions even in the middle of the night. I greatly appreciated that. Purchasing a home will be one of the most important things you will ever do in life and you will need a knowledgeable person to help you along the way and that was Loan Simple for me. I’m completely satisfied.”
“Loan Simple made this process one of the best experiences I have ever had. I would recommend them to each and everyone that’s looking to purchase a home. They made the process great, and easy.”
“Loan Simple was more than my lender. They calmed my anxiety, worries, and every question as they came through the process for my first home. Monday through Friday wasn’t where it ended. Sunday, when they should have been relaxing, they were responding… dedication to their job, but even more to me, their client. I appreciate them. Thank you Loan Simple for this life change.”
“As a first time homeowner, I was very nervous in taking the steps to do so. During the whole process, my Loan Officer was very professional, knowledgeable and made the process stress free for me and my family! Without her genuine support and dedication to helping others build generational wealth, I don’t think l would’ve taken the leap to accomplish this goal. She’s great at her job and I’d definitely recommend her services.”
“My Loan Officer was so helpful throughout the entire process that I was almost concerned the process was TOO easy. He took care of absolutely all of our concerns, needs, and wants with genuine care and compassion. I feel that we could not have asked for a more responsive, knowledgeable, and hardworking individual to be our loan officer and guide us through the process of purchasing our first home. A special mention of Mardee Fenske from Loan Simple as well. Mardee got our loan paperwork approved and cleared to close so quickly and was so immensely helpful in answering any concerns/questions we had. The team at Loan Simple is one that I will be recommending to everyone I possibly can. We could not ask for a better experience. THANK YOU!”