“As a first time home buyer, Charles was there for my at every step. He is very knowledgeable and will take the time to explain everything in a way you can understand. Easy to communicate with over emails, text or call. I was just as pleased a year later when I refinanced my home. Just a great person to work with.”
“As a first time home buyer, Charles was there for my at every step. He is very knowledgeable and will take the time to explain everything in a way you can understand. Easy to communicate with over emails, text or call. I was just as pleased a year later when I refinanced my home. Just a great person to work with.”
“Ray was great to work with. Answered my questions, kept me informed and actually funded earlier than expected when other lenders didn't even return calls as promised due to the high volume everyone was seeing. Good team and no unpleasant surprises.”
“Ray is the type of guy you know is going to do a good job as soon as you meet him. Not only did he get me lower rates than competitors and make himself available for questions at all hours, he also gave me a sense that he knows what he's doing, that he had my best interest in mind at all times, and that, as a nervous first-time home buyer, I didn't have to worry about him getting the job done well and with plenty of time to spare.”
“21 days from phone call to close on my Refi, wow! We could not ask for a more professional and personable expert. Being our first refi, we were not sure what to expect. We knew from the first phone call that we were in good hand with Ray. He came highly recommended by other family members and I 100% would recommend Ray to any and everybody! Thank you for your time.”
“Ray Salazar was my Mortgage Loan Officer, he was very helpful and help get great cash closing amount. We met with Ray and he helped us navigate the online process even when we had problems and then we were able to Scan the papers and Email them to him.”
“Ray Salazar at Loan Simple, is the most professional and prepared refinance representative I have had the pleasure to work with. He made it easy and I had to provide a minimal amount of data and financial background information. This process was started and completed in 22 days. This made it possible for me to attend to a death in the family. Ray took charge of everything, so I could do what was necessary at home.”
“Had the best experience, Ray Salazar was with us every step of the way. He called and texted to keep us informed on every detail. We definitely lucked out when we got Ray! Professional, and personable. Made us feel like we were His #1 priority at all times.”
“When we got ahold of Ray i was told that nobody could help me because we had a second morgage on the home. Ray was able to get the 1st and 2nd combined and also save us some money. 3 companies tod me no but he was able to do it. Thank you Ray”
“Ray Salazar was referred to me by a commercial loan broker. I would highly recommend Ray. He is upfront, does what he says he will do, does not over promise and under deliver. Very professional and DOES return phone calls and responds to emails in a timely manner. Exceptional service!”
“To start out I'd like to say, I've never experienced such care, commitment and professionalism from a lender, and this was our third house purchase! We met Ray and started house searching right before the pandemic hit. Right away he made us feel important and like we were in good hands! He made it very clear from the beginning that he means business and is great at what he does, and he proved it! My mom moved in with us early 2020 and we realized we needed a bigger house with an ADU for her, which is not a simple search criteria.. we searched for months to find that perfect house and at the right price for our family. Throughout these months of searching, Ray has been there, patiently waiting, checking up on us weekly, and any time of day he was just a text message away! I mean, where can you get customer service like that now days? At the end of July we found the house we were looking for, and from that point on he made it as simple and stress free for us as possible, it was flawless! Ray and his team provide a five star service and we would highly recommend him as a lender and a friend:) Thank you for everything Ray and Loan Simple, you guys ROCK!!! :)”
“I loved working with Ray! He is a very kind, thoughtful and thorough person. I was hesitant to refinance but Ray answered every question I had, with complete confidence. I was impressed and felt totally comfortable. Ray seemed to take personal interest in the my never ending building activities. I feel like I made a new friend and will not hesitate to refer people to him.”
“Buying a first home is incredibly stressful, and for someone without a financial background, securing a mortgage is the most confusing part for my first time home buyers, my Loan Officer is by far the most knowledgeable, professional and honest mortgage broker, her personal attention to my clients is a great comfort to me as a real estate professional.”
“Loan Simple did a good job helping me through a process that I thought was going to be stressful. When I first talked to them, they made it clear that if I had questions about anything that I can call at anytime and any day. And as a first time home buyer I had lots of questions and thanks to Loan Simple, I learned a lot about this process and I’m happy they got us into a home before our asking date. As we really needed to move out and have our own space.”
“This process lived up to their name – Loan Simple. I’ve bought cars that were more difficult than our home. We will not hesitate to reach back out to Matt and his team for refinancing options or any other need in the future!”
“Loan Simple has been an incredible resource throughout our entire home-buying process. Their communication has been prompt, detailed, and always with our best interest in mind. They took the time to explain every part of the loan process to us, even breaking down complex financial terms so we could make informed decisions. Loan Simple was transparent, knowledgeable, and consistently went above and beyond to ensure that we understood our options.”
“My Loan Officer was extremely helpful, and he answered all my questions even in the middle of the night. I greatly appreciated that. Purchasing a home will be one of the most important things you will ever do in life and you will need a knowledgeable person to help you along the way and that was Loan Simple for me. I’m completely satisfied.”
“My Loan Officer was so helpful throughout the entire process that I was almost concerned the process was TOO easy. He took care of absolutely all of our concerns, needs, and wants with genuine care and compassion. I feel that we could not have asked for a more responsive, knowledgeable, and hardworking individual to be our loan officer and guide us through the process of purchasing our first home. A special mention of Mardee Fenske from Loan Simple as well. Mardee got our loan paperwork approved and cleared to close so quickly and was so immensely helpful in answering any concerns/questions we had. The team at Loan Simple is one that I will be recommending to everyone I possibly can. We could not ask for a better experience. THANK YOU!”
“Loan Simple made this process one of the best experiences I have ever had. I would recommend them to each and everyone that’s looking to purchase a home. They made the process great, and easy.”
“Loan Simple was more than my lender. They calmed my anxiety, worries, and every question as they came through the process for my first home. Monday through Friday wasn’t where it ended. Sunday, when they should have been relaxing, they were responding… dedication to their job, but even more to me, their client. I appreciate them. Thank you Loan Simple for this life change.”
“As a first time homeowner, I was very nervous in taking the steps to do so. During the whole process, my Loan Officer was very professional, knowledgeable and made the process stress free for me and my family! Without her genuine support and dedication to helping others build generational wealth, I don’t think l would’ve taken the leap to accomplish this goal. She’s great at her job and I’d definitely recommend her services.”
“Buying a first home is incredibly stressful, and for someone without a financial background, securing a mortgage is the most confusing part for my first time home buyers, my Loan Officer is by far the most knowledgeable, professional and honest mortgage broker, her personal attention to my clients is a great comfort to me as a real estate professional.”
“Loan Simple did a good job helping me through a process that I thought was going to be stressful. When I first talked to them, they made it clear that if I had questions about anything that I can call at anytime and any day. And as a first time home buyer I had lots of questions and thanks to Loan Simple, I learned a lot about this process and I’m happy they got us into a home before our asking date. As we really needed to move out and have our own space.”
“This process lived up to their name – Loan Simple. I’ve bought cars that were more difficult than our home. We will not hesitate to reach back out to Matt and his team for refinancing options or any other need in the future!”
“Loan Simple has been an incredible resource throughout our entire home-buying process. Their communication has been prompt, detailed, and always with our best interest in mind. They took the time to explain every part of the loan process to us, even breaking down complex financial terms so we could make informed decisions. Loan Simple was transparent, knowledgeable, and consistently went above and beyond to ensure that we understood our options.”
“My Loan Officer was extremely helpful, and he answered all my questions even in the middle of the night. I greatly appreciated that. Purchasing a home will be one of the most important things you will ever do in life and you will need a knowledgeable person to help you along the way and that was Loan Simple for me. I’m completely satisfied.”
“Loan Simple made this process one of the best experiences I have ever had. I would recommend them to each and everyone that’s looking to purchase a home. They made the process great, and easy.”
“Loan Simple was more than my lender. They calmed my anxiety, worries, and every question as they came through the process for my first home. Monday through Friday wasn’t where it ended. Sunday, when they should have been relaxing, they were responding… dedication to their job, but even more to me, their client. I appreciate them. Thank you Loan Simple for this life change.”
“As a first time homeowner, I was very nervous in taking the steps to do so. During the whole process, my Loan Officer was very professional, knowledgeable and made the process stress free for me and my family! Without her genuine support and dedication to helping others build generational wealth, I don’t think l would’ve taken the leap to accomplish this goal. She’s great at her job and I’d definitely recommend her services.”
“My Loan Officer was so helpful throughout the entire process that I was almost concerned the process was TOO easy. He took care of absolutely all of our concerns, needs, and wants with genuine care and compassion. I feel that we could not have asked for a more responsive, knowledgeable, and hardworking individual to be our loan officer and guide us through the process of purchasing our first home. A special mention of Mardee Fenske from Loan Simple as well. Mardee got our loan paperwork approved and cleared to close so quickly and was so immensely helpful in answering any concerns/questions we had. The team at Loan Simple is one that I will be recommending to everyone I possibly can. We could not ask for a better experience. THANK YOU!”