Will you be gentle?

Of course. We do what’s called a soft credit check. When you apply for our basic pre-approval, we’ll ask for your social security number and do a secure “soft” credit check. This doesn’t affect your credit score in any way. We use your FICO Classic 04 credit score from Transunion. This is a quick, simple and completely painless way for us to get a ballpark idea of how much you can afford.