In the Market for a New Home

If you've found a home, or are ready to start looking, we can get you going lickety split. Just click the Apply Now Button on the side for a No Obligation (No Social Required) Quote.

If you'd like to get the skinny on why you hear that, "Now is the time to buy!!", just keep reading below, or give us a call.

Why is now the time to Buy?

You would have to be living under a rock over the last five years to have missed hearing about falling home values (No offense to those rock dwellers). In many areas values have fallen back to the values of 2002, and in some battered areas values have gone back to the 1990’s.

With all of that being said…

There is a silver lining to these clouds of gray. Now is an incredible time to purchase. If you’ve been considering moving to a new area, a bigger home, second home, vacation home, or just want a new place, now is the time. You can take advantage of these deflated values and get more home for your money. There are many bank owned properties being unloaded for below market prices. There is close to 15 million vacant homes which have created a serious Buyer’s Market.

That’s not all…

We are currently experiencing rates that are at a 50 year low. That means you can afford more home than you’ve been able to in a very long time. According to Moody’s Analytics, the ratio of home prices to income is now 12.5% lower than the average from 1989-2004 (20.9% lower than 2010).

There’s actually more…

In an effort to decrease the surplus of vacant homes, lenders have made all kinds of special purchase programs available. The government at both a state and federal level has gotten involved with programs that offer little to ZERO down payment purchase programs (FHA, VA, DPA, USDA).

The Simple Truth

It’s a perfect storm if you’re in the market for purchasing a new home. With home values down, strong purchase programs, and interest rates at a 50 year low, it’s truly a unique opportunity for Buyer’s right now.

Would you like to see what Loan SImple can make possible for you? Click the Apply Now button on the side for a No Obligation Quote.