Assumptions Made on Published Rate Table

Rates, and APR (Annual Percentage Rate), Published assume SFR (Single-Family Residence), Owner Occupied (Primary Residence), LTV (Loan-to-Value) less than 80%, DTI (Debt-to-Income) of less than 45%, Rate Term Refinance, and a minimum FICO Score of 750. The following assumptions are also made in determining the rates posted:

Loan Size: A Loan Amount of $417,000 for all conforming loans, and a loan amount of $625,000 for all Jumbo loan options.
Full Documentation: Borrower(s) will fully document income as required by Loan Simple Underwriting Division. This includes full documentation of assets required to meet underwriting guidelines.

Adjustable Rate Mortgage Rates (ARM)are attached to an indexed rate (Margin +LIBOR/T-Bill Index). Rates can adjust after the fixed period of the arm based on the index and margin the rate is attached to.

Rates may be higher if loan amount is not equal to $417,000

Rates may differ from State to State

Rates are subject to change without notice

All Loans are subject to Underwriter Approval. Files that do not meet requirements will not be approved.

Fees and charges may apply.

Annual Percentage Rates are based on average or assumed closing costs. In some case competitors rates, APR, and total costs may be inaccurate based on market factors. Loan Simple does not assume responsibility for consumer rates published in the rate table.

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